Proactive Jumbo
With each year, new possibilities. And astute loan officers are quick to take advantage of what the new year brings, raising their commission levels and catapults to top producer status in no time.
I ask you one simple question: "Are you all you can do to maximize your earnings? "
Anyone in the mortgage industry for at least one years, knows that if house prices rise, do under the loan limits of both Fannie Mae and Freddie Mac. January is a great time to go through your existing customer base, and drilling for hidden opportunities. It is "found" money. And it is for you.
Here is a quick and easy way you can New Year start with a bang.
Go through all your past customers, and pull out all the "JUMBO" loans you closed last year and before. As you know, the interest these loans are typically half a percentage point or more above standard meets loans.
The annual increase in loan limits, this is a great opportunity for an existing customer JUMBO refinancing of a loan, according to a regular loan and cut their interest! Even a small rate reduction can a customer hundreds of dollars in their monthly cash flow and thousands of dollars in interest over the life of their loan. It is simple math and the savings are black and white.
JUMBO loans refinancing loans is consistent easy money and your customers will be happy to! How many loan officers do you know that pro-actively and genuinely looking for ways to save money for their clients? Not much, I sure!
And those who do, certainly not to share their secrets with you. But, I will. This is the easiest sales call you've ever made! Not to forget The references you get back. It is a win-win situation. Miss the boat.
Your past customers are your greatest asset. They know you, they have a relationship with you, and they trust your. Waste no time! I beg you! Go through your customer database and mine now that you wait for the gold. What are you waiting for?
With the same old same old thinking and doing things same old way, you get nowhere. Think different. Be proactive. Add value to your relationship with your clients when you can. Explore the possibilities that lie hidden all around you. Do this and you will quickly vault to top producer status in no time. Not to mention your income and lifestyle will increase as a result.
Finally, always remember that every new year brings higher loan limits – and with it-a chance to pull in some quick, easy loan refinance. Whether you take full advantage and raise your level of the Commission, is whole.
The gold is there waiting for you, ready to be applied. But, you can reach out and take?
About the Author:
Rob Lawrence is ranked one of top national trainers in the mortgage industry. He is the currently the CEO of Battlecall.com, coaching, tools and resources to turn mortgage professionals into mortgage warriors. Visit http://www.battlecall.com for his free “Sink Or Swim” weekly newsletter, mortgage training, marketing advice and more! Jumpstart your career in the mortgage business, starting today.
Article Source: ArticlesBase.com – New Year and New Loan Limits Mean New Opportunities in the Mortgage Business
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Prince Lionheart Jumbo Edge Guards $24.99 Prince Lionheart Jumbo Edge Guards |
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Ultrak T-4 Jumbo Dual Timer $32 Ultrak T-4 Jumbo Dual Timer |
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Ultrak T-2 Jumbo Countdown Timer $20 Ultrak T-2 Jumbo Countdown Timer |
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Jumbo Rock N Roll Glasses $7.99 Jumbo Rock N Roll Glasses |
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Super Size Jumbo Afro Wig $39.95 Super Size Jumbo Afro Wig |
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Snazaroo Jumbo Face Painting Pallet $69.99 Snazaroo Jumbo Face Painting Pallet |
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Jumbo Santa Set/ Father Xmas $139.99 Jumbo Santa Set/ Father Xmas |
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Jumbo Afro Clown Deluxe Wig $19.95 Jumbo Afro Clown Deluxe Wig |
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54 Minnie Airwalker Jumbo Balloon $17.99 “54″” Minnie Airwalker Jumbo Balloon” |
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Hospital Honey – Nurse Jumbo Hypo $4.99 Includes one jumbo hypodermic needle. |
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Jumbo Slate Address Plaque With Bracket $229 Jumbo Slate Address Plaque With Bracket |
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TISSUE,JUMBO JR ROLL,WE $63.99 TISSUE,JUMBO JR ROLL,WE |
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STRAW,JUMBO,WRPD FLEX,WE $3.99 STRAW,JUMBO,WRPD FLEX,WHT |
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TISSUE,BATH,JUMBO ROLL,WE $58.99 TISSUE,BATH,JUMBO ROLL,WE |
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The Jumbo Book of Math Practice Pages $21.38 The Jumbo Book of Math Practice Pages |
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Jumbo Easy Grip Pegs & Playpad $11.17 Jumbo Easy Grip Pegs & Playpad |
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Explorer Abu Dhabi Jumbo Atlas $47.16 Explorer Abu Dhabi Jumbo Atlas |
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The New Jumbo Book of Easy Crafts $17.62 The New Jumbo Book of Easy Crafts |
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How Mumbo-jumbo Conquered The World $13.45 How Mumbo-jumbo Conquered The World |
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The Kids Can Press Jumbo Cookbook $13.9 The Kids Can Press Jumbo Cookbook |
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Jumbo Fold-out Magnetic Mats $27.51 Jumbo Fold-out Magnetic Mats |
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The Second Jumbo Book of Hidden Pictures $6.46 The Second Jumbo Book of Hidden Pictures |
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Jumbo Book of Teacher Tips and Timesavers $23.39 Jumbo Book of Teacher Tips and Timesavers |
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The Third Jumbo Book of Hidden Pictures $6.46 The Third Jumbo Book of Hidden Pictures |
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The Fourth Jumbo Book of Hidden Pictures $6.46 The Fourth Jumbo Book of Hidden Pictures |
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The Times Jumbo Cryptic Crossword 9 $9.56 The Times Jumbo Cryptic Crossword 9 |
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Jumbo Cookbook, The (Jumbo Books) $12.98 This Jumbo Book contains more than 150 delicious recipes for novice cooks of all ages. It includes recipes for everything from soup to sushi, cheese melts to cheesecakes — all kid-tested and kid-tasted. This comprehensive cookbook also includes basic cooking terms, helpful hints, safety tips, menu ideas, lots of meatless dishes and both familiar and exotic recipes from around the world. Recipes include * tacos * crispy chicken fingers * pizza from scratch * sloppy Joes * Thai veggie rice noodles * lasagna roll-ups * vegetable curry * potato pancakes * strawberry shortcake and more! |
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EMED: Managing the Emotional Aftermath, Proactive Strategies $132.49 This program was developed by Deborah Antai-Ontong, MS, RN, PMH-NP, CS. The methods needed by emergency responders to alleviate stress-related problems before they become unmanageable are taught to the viewers. Emotional, biologic, behavioral, and cognitive symptoms and signs are discussed so that we can watch for the signs in each other. The phases of stress debriefing are covered, as well as techniques to help you become proactive with yourself and those you work with. Running Time: 27:59 |
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Sporn Pet Sporn Marrow Bone Jumbo $5.99 Sporn marrow bone jumbo |
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Votoy Jumbo Fleece Man 12 Inch $6.99 Jumbo fleece man 12″ |
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Jumbo Stem $1.99 Craft Classroom Activities Polyester Stem 711001 www.chenillekraft.com Jumbo Chenille Stems (pipe cleaners) come in assorted colors for craft projects or classroom activities. 6mm stems are made from flexible wire and crush resistant polyester. 100 / Set 236 mil Thickness x 12″ Length Assorted Crush Resistant The Chenille Kraft Company Jumbo Stem ChenilleKraft 8 Year to All Ages China No 0% 0% No |
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Jumbo Monarch Butterfly Wings $16.97 You’ll float like a butterfly with these Jumbo Fl oating Monarch Butterfly Wings. |
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Cave Club Jumbo $6.99 Jumbo cave club measures approximately 27 inches long. |
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Mickey Jumbo Gift Bag $5.99 “Mickey Jumbo Gift Bag measures 20″” high x 17″” wide.” |
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Jumbo Rusty Chains $9.99 Jumbo Rusty Chain measures approximately 6 feet long; Plastic. |
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Jumbo Sharpener Duo Pack $5.86 Jumbo Sharpener Duo Pack by Benefit for Women – 2 Pc Sharpener |
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Classic Jumbo Waste Basket $229 Add a traditional touch to your bed or bathroom with this jumbo wastebasket finished in a mahogany. |
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Jumbo Book of Basics $3.98 Jumbo Book of Basics by Silver Dolphin Published in 1997 by Silver Dolphin |
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Jumbo Crayons (4 Boxes of  $3.99 Package includes (4) boxes of 8-count Jumbo Crayons. |
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Lion Jumbo 35 Foil Balloon $6.99 Lion Jumbo Foil Balloon measures 35″ wide. |
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Super Why! Jumbo Activity Book $3.99 Includes (1) Super Why! Jumbo Activity Book. |
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Pig 30 Jumbo Foil Balloon $6.99 Pig Jumbo Foil Balloon measures 30″ high. |
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Over the Hill Jumbo Inflatable Cane $6.99 “Includes one 46″” high jumbo inflatable cane.” |
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Popcorn Box Jumbo Foil Balloon $6.99 “Includes 1 jumbo mylar balloon. Measures 38″”.” |
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Horse Jumbo 43 Foil Balloon $6.99 “Includes 1 jumbo mylar balloon. Measures 43″”.” |
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Thomas Jumbo Singing Foil Balloon $14.99 “Includes 1 jumbo mylar balloon. Measures 31″”.” |
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Iams Chunks ProActive Dry Dog Food 17.5lb $28.99 Iams Chunks ProActive Health Dry Dog Food The Iams Chunks ProActive Health Dry Dog Food has been perfectly enhanced with vitamin-rich fish oils and combines the goodness of essential vital nutrients that help maintain lustrous shine, healthy skin and overall health. The protein rich meal contains patented carbohydrates blend and selected healthy grains to maintain blood sugar levels for sustained energy. Features • Enhanced with vitamin-rich fish oils for a healthy skin, lustrous shine and overall health. • High-quality chicken offers a rich, wholesome taste for normally active adults. • Essential vitamins and minerals support the immune system and help maintain good health. • Helps maintain colon health and enhance your dog’s ability to absorb nutrients. • Contains a patented carbohydrate blend of select healthy grains to help maintain normal blood sugar levels for sustained energy. Item Specifications: Size Available in 8lb, 17.5lb, 40lb Style Chicken Ingredients Chicken, Corn Meal, Ground Whole Grain Sorghum, Chicken By-Product Meal, Ground Whole Grain Barley, Fish Meal (source of fish oil), Chicken Fat (preserved with mixed Tocopherols, a source of vitamin E, and Citric Acid), Dried Beet Pulp (sugar removed), Natural Chicken Flavor, Dried Egg Product, Brewers Dried Yeast, Potassium Chloride, Salt, Dicalcium Phosphate, Choline Chloride, Ferrous Sulfate, Zinc Oxide, Vitamin E Supplement, DL-Methionine, Ascorbic Acid, Manganese Sulfate, Copper Sulfate, Manganous Oxide, Vitamin A Acetate, Calcium Pantothenate, Biotin, Rosemary Extract, Thiamine Mononitrate (source of vitamin B1), Vitamin B12 Supplement, Niacin, Riboflavin Supplement (source of vitamin B2), Inositol, Pyridoxine Hydrochloride (source of vitamin B6), Vitamin D3 Supplement, Potassium Iodide, Folic Acid, Cobalt Carbonate. Guaranteed Analysis: Crude Fat (minimum)15.00% Moisture (maximum)10.00% Crude Protein (minimum)26.00% Crude Fiber (maximum)4.00% |
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Iams Kitten ProActive Dry Cat Food 20lb $41.49 Iams Kitten ProActive Health Dry Cat Food The Iams Kitten ProActive Health Dry Cat Food is a protein rich formula that nourishes and enhances your kitten’s health and strengthens the immune system. The delicious recipe helps maintain colon and digestive system in perfect shape, minimizing litter box waste and odor. Features • Provide an appropriate amount of protein for your kitten to nourish growing muscles, body systems, skin, and coat. • Offers all of the essential amino acids needed for healthy growth, including taurine for healthy eyes and a strong heart. • Enhanced with vitamin-rich fish oils for overall health • Help maintain colon and digestive system health for less litter box waste and odor. Item Specifications: Size Available in 4lb, 8lb, 20lb Style Chicken Ingredients Chicken, Chicken By-Product Meal, Corn Grits, Ground Whole Grain Sorghum, Chicken Fat (preserved with mixed Tocopherols, a source of Vitamin E, and Citric Acid), Corn Meal, Fish Meal (source of fish oil), Dried Egg Product, Natural Chicken Flavor, Dried Beet Pulp (sugar removed), Potassium Chloride, Calcium Carbonate, Brewers Dried Yeast, DL-Methionine, Choline Chloride, Salt, Vitamin E Supplement, Zinc Oxide, Manganese Sulfate, Niacin, Ascorbic Acid, Vitamin A Acetate, Copper Sulfate, Calcium Pantothenate, Biotin, Rosemary Extract, Thiamine Mononitrate (source of vitamin B1), Pyridoxine Hydrochloride (source of vitamin B6), Vitamin B12 Supplement, Riboflavin Supplement (source of vitamin B2), Vitamin D3 Supplement, Inositol, Folic Acid, Potassium Iodide, Cobalt Carbonate. Guaranteed Analysis Ash (maximum)7.00% Taurine (minimum)0.16% Crude Protein (minimum)34.00% Crude Fat (minimum)22.00% Crude Fiber (maximum)3.00% Moisture (maximum)10.00% |
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Iams Kitten ProActive Dry Cat Food 8lb $20.49 Iams Kitten ProActive Health Dry Cat Food The Iams Kitten ProActive Health Dry Cat Food is a protein rich formula that nourishes and enhances your kitten’s health and strengthens the immune system. The delicious recipe helps maintain colon and digestive system in perfect shape, minimizing litter box waste and odor. Features • Provide an appropriate amount of protein for your kitten to nourish growing muscles, body systems, skin, and coat. • Offers all of the essential amino acids needed for healthy growth, including taurine for healthy eyes and a strong heart. • Enhanced with vitamin-rich fish oils for overall health • Help maintain colon and digestive system health for less litter box waste and odor. Item Specifications: Size Available in 4lb, 8lb, 20lb Style Chicken Ingredients Chicken, Chicken By-Product Meal, Corn Grits, Ground Whole Grain Sorghum, Chicken Fat (preserved with mixed Tocopherols, a source of Vitamin E, and Citric Acid), Corn Meal, Fish Meal (source of fish oil), Dried Egg Product, Natural Chicken Flavor, Dried Beet Pulp (sugar removed), Potassium Chloride, Calcium Carbonate, Brewers Dried Yeast, DL-Methionine, Choline Chloride, Salt, Vitamin E Supplement, Zinc Oxide, Manganese Sulfate, Niacin, Ascorbic Acid, Vitamin A Acetate, Copper Sulfate, Calcium Pantothenate, Biotin, Rosemary Extract, Thiamine Mononitrate (source of vitamin B1), Pyridoxine Hydrochloride (source of vitamin B6), Vitamin B12 Supplement, Riboflavin Supplement (source of vitamin B2), Vitamin D3 Supplement, Inositol, Folic Acid, Potassium Iodide, Cobalt Carbonate. Guaranteed Analysis Ash (maximum)7.00% Taurine (minimum)0.16% Crude Protein (minimum)34.00% Crude Fat (minimum)22.00% Crude Fiber (maximum)3.00% Moisture (maximum)10.00% |
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Iams Minichunks ProActive Dry Food 17.5lb $28.99 Iams Minichunks ProActive Health Dry Dog Food The Iams Minichunks ProActive Health Dry Dog Food contains proteins sourced from chicken and egg coupled with seven essential nutrients to nourish the heart and body. The antioxidants helps maintain a strong immune system with gentle fiber source, so that your pet, smoothly absorbs the nutrients and the crunchy kibbles scrubs your dog’s teeth, reducing plaque and tartar buildup. Features • Helps build strong, firm muscles with protein sourced from chicken and egg. • Enriched with antioxidants to help maintain a strong immune system, they’re also a gentle fiber source to support your dog’s ability to absorb nutrients. • Crunchy kibbles scrub your dog’s teeth with every bite to help reduce plaque and tartar buildup that can lead to bad breath. • Vet recommended • 100% complete and balanced, with no fillers or artificial preservatives. • 100% Satisfaction Guaranteed. Item Specifications: Size Available in 8lb, 17.5lb, 40lb Style Chicken Ingredients Chicken, Corn Meal, Ground Whole Grain Sorghum, Chicken By-Product Meal, Chicken Fat (preserved with mixed Tocopherols, a source of Vitamin E), Dried Beet Pulp, Chicken Flavor, Chicken Meal, Potassium Chloride, Dried Egg Product, Brewers Dried Yeast, Salt, Flax Meal, Fish Oil (preserved with mixed Tocopherols, a source of Vitamin E), Caramel, Calcium Carbonate, Choline Chloride, Minerals (Ferrous Sulfate, Zinc Oxide, Manganese Sulfate, Copper Sulfate, Manganous Oxide, Potassium Iodide, Cobalt Carbonate), Vitamins (Vitamin E Supplement, Ascorbic Acid, Vitamin A Acetate, Calcium Pantothenate, Biotin, Thiamine Mononitrate (source of vitamin B1), Vitamin B12 Supplement, Niacin, Riboflavin Supplement (source of vitamin B2), Inositol, Pyridoxine Hydrochloride (source of vitamin B6), Vitamin D3 Supplement, Folic Acid), DL-Methionine, Rosemary Extract. Guaranteed Analysis Crude Fat (minimum)15.00% Moisture (maximum)10.00% Crude Fiber (maximum)4.00% Crude Protein (minimum)26.00% |
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Iams Kitten ProActive Dry Cat Food 4lb $11.49 Iams Kitten ProActive Health Dry Cat Food The Iams Kitten ProActive Health Dry Cat Food is a protein rich formula that nourishes and enhances your kitten’s health and strengthens the immune system. The delicious recipe helps maintain colon and digestive system in perfect shape, minimizing litter box waste and odor. Features • Provide an appropriate amount of protein for your kitten to nourish growing muscles, body systems, skin, and coat. • Offers all of the essential amino acids needed for healthy growth, including taurine for healthy eyes and a strong heart. • Enhanced with vitamin-rich fish oils for overall health • Help maintain colon and digestive system health for less litter box waste and odor. Item Specifications: Size Available in 4lb, 8lb, 20lb Style Chicken Ingredients Chicken, Chicken By-Product Meal, Corn Grits, Ground Whole Grain Sorghum, Chicken Fat (preserved with mixed Tocopherols, a source of Vitamin E, and Citric Acid), Corn Meal, Fish Meal (source of fish oil), Dried Egg Product, Natural Chicken Flavor, Dried Beet Pulp (sugar removed), Potassium Chloride, Calcium Carbonate, Brewers Dried Yeast, DL-Methionine, Choline Chloride, Salt, Vitamin E Supplement, Zinc Oxide, Manganese Sulfate, Niacin, Ascorbic Acid, Vitamin A Acetate, Copper Sulfate, Calcium Pantothenate, Biotin, Rosemary Extract, Thiamine Mononitrate (source of vitamin B1), Pyridoxine Hydrochloride (source of vitamin B6), Vitamin B12 Supplement, Riboflavin Supplement (source of vitamin B2), Vitamin D3 Supplement, Inositol, Folic Acid, Potassium Iodide, Cobalt Carbonate. Guaranteed Analysis Ash (maximum)7.00% Taurine (minimum)0.16% Crude Protein (minimum)34.00% Crude Fat (minimum)22.00% Crude Fiber (maximum)3.00% Moisture (maximum)10.00% |
Categories: Acne